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Transport Badge (RTO-issued, separate from DL class)

Transport Badge (RTO-issued, separate from DL class). The Transport Badge is an additional authorisation issued by the local RTO, separate from the. — DigiSurvey.

What it covers क्या कवर होता है

The Transport Badge is an additional authorisation issued by the local RTO, separate from the Transport-endorsement on the DL itself, specifically for drivers of commercial vehicles plying for hire or reward within an RTO's area. Not every state insists on the badge, but major states (Maharashtra, Karnataka, Delhi, Rajasthan, UP) continue to require it. The badge is renewed yearly along with police verification.

Transport Badge — local RTO द्वारा जारी अतिरिक्त authorisation, DL पर Transport-endorsement से अलग, मुख्य रूप से किराया/इनाम के लिए चलने वाले commercial vehicles के drivers के लिए। हर राज्य insist नहीं करता, पर प्रमुख राज्य (Maharashtra, Karnataka, Delhi, Rajasthan, UP) अभी भी ज़रूरी मानते हैं। Badge police verification के साथ सालाना renew।

Policy wording sample"Where the law of the State in which the loss occurs requires the driver of a public-service or transport vehicle to hold a Transport Badge issued by the Regional Transport Office, the said badge shall be held by the person driving the vehicle at the time of the loss."

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

In states that require the badge, its absence is a Section 3(1) + Rule 9 breach — a strict insurer may repudiate even when the DL itself is fully endorsed. Ask for the badge card + current police-verification receipt. For an inter-state driver (one state badge, loss in another state), ascertain whether the badge of either state covers the operation.

जिन राज्यों में badge ज़रूरी है, उसकी अनुपस्थिति Section 3(1) + Rule 9 breach है — strict insurer DL endorsed होने पर भी repudiate कर सकता है। badge card + current police-verification receipt माँगें। inter-state driver (एक राज्य का badge, loss दूसरे राज्य में) के लिए पक्का करें कि किसी राज्य का badge operation को cover करता है।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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