Fitness Certificate (Commercial Vehicle) — Validity on DOL
Fitness Certificate (Commercial Vehicle) — Validity on DOL. The validity of the Fitness Certificate issued by the RTO under Sec. 56 of the MV Act, 1988. — DigiSurvey.
What it covers क्या कवर होता है
The validity of the Fitness Certificate issued by the RTO under Sec. 56 of the MV Act, 1988. Fresh commercial vehicle fitness is valid 2 years; renewed fitness is typically 1 year for vehicles older than 8 years. An expired fitness on the date of loss is a statutory violation and the insurer may deny / limit the claim.
MV Act, 1988 की धारा 56 के तहत RTO द्वारा जारी Fitness Certificate की वैधता। नई commercial गाड़ी के लिए fitness 2 साल, 8 साल से पुरानी के लिए आम तौर पर 1 साल। DOL पर expired fitness एक वैधानिक उल्लंघन है — बीमा कंपनी deny / limit कर सकती है।
Surveyor's verdict / key conditions सर्वेयर की जाँच
For every commercial vehicle claim verify Fitness Certificate validity on the date of loss. Record its number and expiry. If expired, record the fact in the compliance remarks; standard view is that an expired fitness is a Breach-of-Statutory-Warranty — insurers often take a strict stance under policy condition "Limitations as to Use" and the MV Act. The Pay-and-Recover direction (per Supreme Court cases on TP) applies to third-party, not OD. Flag — do not conceal.
हर commercial गाड़ी के claim में DOL पर Fitness Certificate की validity verify करें। उसका number और expiry record करें। expired है तो compliance remarks में तथ्य दर्ज करें; सामान्य राय है कि expired fitness Breach-of-Statutory-Warranty है — बीमा कंपनियाँ पॉलिसी शर्त "Limitations as to Use" और MV Act के तहत कड़ा रुख़ अपनाती हैं। Pay-and-Recover निर्देश (TP पर Supreme Court) third-party पर लागू, OD पर नहीं। flag करें — छिपाएँ नहीं।
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