Home › Knowledge library › IMT Endorsements › IMT-15 — Trailer / Semi-Trailer Detached
⚙ IMT Endorsements

IMT-15 — Trailer / Semi-Trailer Detached

IMT-15 — Trailer / Semi-Trailer Detached. An endorsement covering a trailer / semi-trailer against loss or damage while DETACHED from the drawing vehicle. — DigiSurvey.

What it covers क्या कवर होता है

An endorsement covering a trailer / semi-trailer against loss or damage while DETACHED from the drawing vehicle (parked, under repair, waiting to be hitched), as a stand-alone insurable item.

एक endorsement जो trailer / semi-trailer को drawing vehicle से DETACHED (parked, मरम्मत में, hitch का इंतज़ार) होने पर, एक stand-alone insurable item के रूप में, नुकसान/क्षति से cover करता है।

Policy wording sample"IMT-15 — Trailer Detached. In consideration of the premium charged, it is hereby agreed and declared that the insurance under this policy shall extend to cover the trailer bearing Registration No. __________ whilst detached from the drawing vehicle, up to the Sum Insured of ₹__________ in respect of such trailer."

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

For a detached-trailer theft or fire claim at a yard: verify IMT-15 on the schedule, trailer regn no., and that trailer was officially detached (parking slip, yard log, security register). The drawing-tractor's own policy under IMT-8 does NOT cover the detached scenario — IMT-15 is required.

yard पर detached-trailer theft/fire claim में — IMT-15 schedule पर, trailer regn no., और पक्का करें कि trailer officially detached था (parking slip, yard log, security register)। drawing-tractor की अपनी IMT-8 policy detached scenario cover नहीं करती — IMT-15 ज़रूरी है।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

Build the whole report around this knowledge

DigiSurvey opens the Claims Knowledge Library inside every report, next to the right field — so the correct wording and the correct rule are always one click away while you draft.

⚡ Try the DigiSurvey platform free 📖 Browse the full library