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IMT-8 — Trailer Coupled to a Goods Carriage

IMT-8 — Trailer Coupled to a Goods Carriage. An endorsement extending the policy to a trailer or semi-trailer coupled to the insured goods carriage, with. — DigiSurvey.

What it covers क्या कवर होता है

An endorsement extending the policy to a trailer or semi-trailer coupled to the insured goods carriage, with a specified trailer registration number, type and sum insured. Covers accidents while the trailer is coupled; a detached trailer is covered separately under IMT-15.

एक endorsement जो policy को बीमित goods carriage से coupled trailer या semi-trailer तक बढ़ाता है, specified trailer registration number, type और sum insured के साथ। trailer coupled होने पर दुर्घटनाएँ cover; detached trailer अलग से IMT-15 के तहत।

Policy wording sample"IMT-8 — Trailer Coupled. It is hereby agreed and declared that the insurance under this policy shall be extended to cover the trailer bearing Registration No. __________ of type __________ with Sum Insured ₹__________, whilst coupled to the insured vehicle, subject to the terms, conditions and exclusions of this policy."

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

For a tractor-trailer unit claim: verify (i) IMT-8 on policy with the specific trailer regn no., (ii) trailer sum insured sufficient, (iii) the trailer was actually coupled at DOL (photo + driver statement + consignment note). An un-endorsed trailer coupled to the insured tractor is a BIG insurer repudiation ground.

tractor-trailer unit claim में — पक्का करें (i) policy पर IMT-8 specific trailer regn no. के साथ, (ii) trailer sum insured पर्याप्त, (iii) DOL पर trailer सच में coupled था (photo + driver statement + consignment note)। बीमित tractor से coupled un-endorsed trailer insurer का बड़ा repudiation ground है।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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