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IMT-18 — Fibre-Glass Fuel Tank

IMT-18 — Fibre-Glass Fuel Tank. A specific endorsement allowing the vehicle to carry fuel in a fibre-glass fuel tank (as against the normal metallic /. — DigiSurvey.

What it covers क्या कवर होता है

A specific endorsement allowing the vehicle to carry fuel in a fibre-glass fuel tank (as against the normal metallic / plastic tanks). Common on bikes, boats and some commercial customised vehicles. Without IMT-18, a fibre-glass tank is a non-standard modification that the insurer excludes.

एक specific endorsement जो गाड़ी को fibre-glass fuel tank में ईंधन रखने की अनुमति देता है (सामान्य metallic / plastic tanks के बजाय)। bikes, boats और कुछ customised commercial गाड़ियों में आम। IMT-18 के बिना, fibre-glass tank non-standard modification है जिसे insurer exclude करता है।

Policy wording sample"IMT-18 — Fibre-Glass Fuel Tank. It is hereby agreed and declared that the insurance under this policy shall extend to cover the fibre-glass fuel tank fitted to the vehicle, subject to the terms, conditions and exclusions of this policy."

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

For a fire claim on a vehicle with a fibre-glass tank: check IMT-18 on policy. If absent, the non-standard tank is likely the proximate cause (fibre-glass does not conduct heat uniformly; prone to crack-leaks) — insurer may repudiate under "unauthorised modification" clause.

fibre-glass tank वाली गाड़ी पर fire claim में — policy पर IMT-18 check करें। अगर नहीं, तो non-standard tank likely proximate cause (fibre-glass heat uniformly conduct नहीं करता; crack-leaks की संभावना) — insurer "unauthorised modification" clause पर repudiate कर सकता है।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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