IMT-31 — Loss of Accessories (incl. Stereo / Music System)
IMT-31 — Loss of Accessories (incl. Stereo / Music System). An older IMT endorsement covering loss of or damage to the vehicle's fitted stereo / music. — DigiSurvey.
What it covers क्या कवर होता है
An older IMT endorsement covering loss of or damage to the vehicle's fitted stereo / music system / entertainment unit, including radio, cassette (historical) and modern head-unit. Mostly subsumed into modern "In-Car Entertainment" add-ons.
एक पुराना IMT endorsement जो गाड़ी में fitted stereo/music system/entertainment unit, radio, cassette (ऐतिहासिक) और आधुनिक head-unit के loss/damage को cover करता है। अब मुख्यतः आधुनिक "In-Car Entertainment" add-ons में absorb।
Surveyor's verdict / key conditions सर्वेयर की जाँच
Rare now. If IMT-31 is on an older policy with a stereo-damage claim: verify (i) factory-fit vs aftermarket (aftermarket needs separate declaration), (ii) sum-insured on the endorsement sufficient, (iii) damage visible and consistent with the OD claim's overall event.
अब दुर्लभ। अगर पुरानी policy पर IMT-31 है और stereo-damage claim — verify करें (i) factory-fit vs aftermarket (aftermarket को अलग declaration चाहिए), (ii) endorsement का sum-insured पर्याप्त, (iii) damage दिखाई देने योग्य और OD claim की कुल event से consistent।
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